The Loan Process

Loan Process


Lender verbally obtains pertinent information to provide an opinion of qualification for contract (offer) negotiations.


Written application completed and lender requests / obtains all pertinent documentation.

Order Documents

Order credit report, order appraisal on property, verifications of employment and / or assets verification of closing funds and homeowners insurance.

Loan Submission

The loan package of all supporting documents is assembled and submitted to the underwriter for approval.


Lender reviews supporting documents and checks on any problems. requests for any additional items are made.

Loan Approval

Parties are notified of loan approval and conditions

Documents are Drawn

Loan documents are produced and set to the Title Company to secure Borrower’s signatures.


Lender completes a final review of the loan package. Funds are transferred by bank wire to the Title Company. Title Company records the Deed and Deed of Trust with The County Recorder’s Office.

Dispersal of Funds

Congratulations ! ! Escrow is now closed ! !

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 Coldwell Banker – 19232 N RH Johnson Blvd, Sun City West AZ 85375